Comments for Physician on FIRE

Comment on Top 5 Ways to Spot (and Avoid) Investment Scams by Christine Ashton

Christine Ashton — Tue, 26 Nov 2024 10:44:56 +0000

I had so much faith in this company that I invested $90,000 without a second thought. My investment grew to an impressive $200,150. I decided to withdraw a portion to help out. After countless so-called verifications, they shockingly demanded I pay 20 percent of the total amount upfront before any transaction could proceed. What seemed like a great experience turned sour until a friend recommended **ASSETSRECLAIM AT G MA IL . C OM**. Their top-notch security architecture swiftly came to my rescue, and within a few days, I recovered my entire investment. . Make sure to check out

Comment on Tax Benefits of Donating to Charity by kousalya

kousalya — Tue, 26 Nov 2024 10:23:45 +0000

In reply to fmrwelfarekid. Businesses in Chennai can use RAT SMS's Bulk SMS services to communicate with their target audience more successfully. Businesses can deliver important notifications and promotional offers to a wide number of customers with RAT SMS. Bulk SMS services are ideal for businesses looking to boost conversions and customer retention. RAT SMS increases the effectiveness of your efforts by ensuring that every message is delivered to its recipient in a reliable and secure manner.

Comment on The 2025 Federal Tax Brackets and What It Means For You by Gabe Wilson

Gabe Wilson — Tue, 26 Nov 2024 01:25:42 +0000

It always seems necessary to clarify for the uninitiated:

Just because your bracket goes up for ALL THE INCOME BELOW THAT BRACKET you PAY THE LOWER RATES.

Obnoxious Capitals because many people just don’t get this. They think *all* of their income is taxed at their new bracket rate. It is *not*.

That’s the reason I really dislike articles that overemphasize brackets because they may only pay one dollar, $100, $1000 or a bit more into that higher bracket. The rest gets taxed in the lower brackets.

That’s why the keys are just legally maximizing deductions and not worrying about the rest. If taxes bother you a lot, move to a no-income, low-cost-of-living state.

Comment on What I’ve Learned Writing 400 Articles About Retirement by John Franz

John Franz — Tue, 26 Nov 2024 00:40:31 +0000

The ultimate Christian and other religion’s truth in this world is that I am my brother’s keeper. It is in caring for others in the multitude of different ways of each of us that we find meaning in life. Good brakes on my automobile are important to me and my family. Good plumbing is essential in our communities. We are all dependent on an army of care givers to survive in the complexity of the modern world. I miss the privilege and joy of caring for my patients, but I am now the domestic factotum, merely long overdue payback to my wife’s years of care for our family while I pursued my career. My cooking is slowly improving, but I will always be the eternal sous chef in our home aspiring to meet my wife’s standards. I have neither her palate nor experience. Similarly I am struggling to clean to her standards. But I continue to learn and expand my world as we explore and expand our world together. Learning is essential and eternal and a joy. No longer practicing or licensed I still try to give good advice to those who ask me while being careful to not practice healthcare. The current misinformation in our society is frightening. Ignorance is the ultimate disease. Volunteer work with our local health department is a small contribution I can give. I try to enjoy every day and sunrise without presuming tomorrow, living my life in “daytight compartments.”

Comment on Monetary Metals Review: How I Started Earning Yield On Gold and Silver by Mr. Iman Zabihinia

Mr. Iman Zabihinia — Mon, 25 Nov 2024 14:12:34 +0000

Hi Dr. Shah,

I wrote some questions on LinkedIn. May I ask you to answer me those questions about Monetary Metals. I’m not sure if I can trust the company.

Thanks in advance.

Kind regards,
Mr. Iman Zabihinia

Comment on ESGV: Understanding Vanguard ESG U.S. Stock ETF by Lisa Bower

Lisa Bower — Mon, 25 Nov 2024 12:48:48 +0000

I have considered Vanguard’s ESG U.S. Stock ETF (ESGV) and it would be worth knowing that is it takes a socially and environmental consciousness approach like a product Vermont Glove. It doesn’t invest in businesses such as tobacco and oil and follows the FTSE US All Cap Choice Index which provides you with a good exposure to US stocks.

Comment on Doctor’s Notes: What is Slow Living? by Nirav Shah, MD

Nirav Shah, MD — Sun, 24 Nov 2024 12:44:36 +0000

In reply to Durga Larkin, MD. hi durga - thank you!

Comment on Twelve Reasons Your FIRE Number is Wrong by Golden Dentist

Golden Dentist — Sat, 23 Nov 2024 23:25:04 +0000

Great to hear from you, Leif!

Loving my, new to me, Chevy Bolt. It was an absolute steal.

What EV did you get?

Comment on Doctor’s Notes: What is Slow Living? by Durga Larkin, MD

Durga Larkin, MD — Thu, 21 Nov 2024 11:22:23 +0000

So timely and relevant. Thank you.

Comment on Average Physician Salaries In The U.S. by Arthur Magrann DO

Arthur Magrann DO — Wed, 20 Nov 2024 01:44:57 +0000

Family doctors make 230 K a year but normally work up to 60 hours a week seeing patients, paperwork, dealing with insurance companies, disputes, and administrative duties of running a private office they make less an hour than the nurse practitioners who make 150,000 for 312 hour shifts at the hospital. I hope my numbers are wrong. But we spend six years longer than PAs in school to make less per hour than they do I am confused that I need your help

Comment on One Year of Commuting With a Modified Electrified Fortified Bike by robertwalker

robertwalker — Tue, 19 Nov 2024 12:34:06 +0000

The tech keeps improving, and it’s exciting to see options that combine durability and affordability. While exploring my options, I found some brands that really stood out in terms of quality and customer care. One that I personally had a good experience with is Velotric. Their e-bikes are reliable, and their customer service team is super responsive, which is a relief if you run into any hiccups. It’s cool to see how e-bikes are making biking more accessible for everyone!

Comment on The Doctor Loan: My Experiences Buying and Building with Physician Mortgage Loans by Tiffany Garcia

Tiffany Garcia — Tue, 19 Nov 2024 07:45:28 +0000

Cleanliness is not just order, but a source of harmony and inspiration. When your space shines, you have more energy to create and work. Professional cleaning, like https://www.ohayno.cz/en/uklid-kancelari/ , helps to keep not only your offices but also your mood at the highest level. By trusting the experts, you save time and get an environment where ideas are born with ease. Live clean – create in harmony!

Comment on One Year of Commuting With a Modified Electrified Fortified Bike by Eric Collins

Eric Collins — Mon, 18 Nov 2024 09:23:01 +0000

E-bikes are seriously a game-changer for getting around, especially if you’re trying to cut down on driving but don’t want to arrive everywhere drenched in sweat. I actually came across this Physician on FIRE post a while back when I was researching good e-bike options, and it convinced me to invest in a more durable model. Fortified’s theft-resistant features and the focus on low maintenance were exactly what I needed since I use mine for daily errands and commuting. If you’re on the fence, I’d say definitely consider how often you’ll use it—it’s worth spending a bit more for something that lasts.

Comment on The FIRE-Minded Approach to Life Insurance by sandlesadam

sandlesadam — Mon, 18 Nov 2024 09:17:47 +0000

Life insurance is one of those things people don’t think much about until it feels urgent, but it’s better to be prepared than sorry. There’s a lot of confusion about what kind of policy to get and how much coverage you actually need. While I was figuring this out for myself, I found Globe Life Insurance reviews helpful to see others’ experiences, but I also learned a ton from this great guide on the Physician on FIRE blog. It breaks down life insurance options and offers practical advice on choosing what works for you—definitely worth checking out if you want a solid starting point.

Comment on A Physician Takes a Step Towards Minimalism by sandlesadam

sandlesadam — Mon, 18 Nov 2024 09:09:14 +0000

It’s really refreshing to see more and more people embracing minimalism in their lives, especially as a way to reduce stress and focus on what truly matters. As a physician, the constant grind can make it hard to step back and evaluate what’s essential. Personally, I’ve found that simplifying my daily choices has made a huge difference in my overall well-being. For example, when it comes to online experiences, I've learned to avoid platforms that complicate things unnecessarily. I once had a frustrating experience with a service, but I later found helpful reviews on sites like Baltini reviews to guide me. It really helps in making informed decisions while keeping things simple and stress-free.

Comment on You Spend How Much? Clearly, You Lack Imagination. by Derr Serr

Derr Serr — Mon, 18 Nov 2024 06:34:59 +0000

Medical essays require precision and expertise, and sometimes it’s hard to balance everything on your own. I found the solution at https://www.academicghostwriter.org/medical-ghostwriting/ . They offer affordable medical ghostwriting services that are both professional and reliable. The essays are well-researched, making my academic life a lot easier while ensuring I don’t miss any deadlines. It’s a perfect option for anyone needing extra help with their medical coursework.

Comment on Black Friday: The FIRE-Savvy Approach to Avoiding Post-Holiday Regret by Molly Torres

Molly Torres — Mon, 18 Nov 2024 05:07:53 +0000

Great perspective, I really like this idea. Thank you for sharing.

Comment on Black Friday: The FIRE-Savvy Approach to Avoiding Post-Holiday Regret by Erin

Erin — Sun, 17 Nov 2024 20:19:52 +0000

I definitely rely on Black Friday to stick to my financial goals during the holidays. Great perspective.

Comment on The Sunday Best (11/17/2024) by T

Sun, 17 Nov 2024 19:16:59 +0000

I have loved this site for years. It helped me in incredible ways to start my career. With that being said, it is hardly readable at this point. There are so many pop up ads and the articles have lost any sense of personal connection. It’s sad to see the blog and POF in this state.

Comment on Twelve Reasons Your FIRE Number is Wrong by M

Sun, 17 Nov 2024 17:30:16 +0000

Always great to hear from the OG-POF…..I agree whole heartedly that ultimately the true currency we should be optimizing for is time.